BISP 14500 Payment 2026: Quarterly Check by CNIC, Eligibility and Complete Guide
Sakina Bibi, Rawalpindi ki rehne wali, do saal se Rs.13,500 har quarter le rahi thi. Jab ek saheli ne bataya ke BISP 14500 payment 2026 shuru ho gayi hai, us ne yaqeen nahi kiya. Us ne 8171.bisp.gov.pk pe check kiya, Rs.14,500 confirm tha. Rs.1,000 zyada. Woh poochha: yeh kahan se aaya aur kya yeh hamesha milega? Yeh guide exactly wahi jawab deti hai.
The BISP 14500 payment 2026 is the confirmed quarterly Kafalat installment for all eligible BISP families. BISP Chairperson Senator Rubina Khalid officially announced the increase from Rs.13,500 to Rs.14,500 on February 18, 2026 in Peshawar, confirmed again on March 12, 2026 via video message. The increase applies from the Ramadan 2026 cycle across Punjab, Sindh, KPK, Balochistan, AJK, and GB. This complete guide covers: payment amount, Taleemi Wazaif bonus most families miss, eligibility, how to check Rs.14,500 by CNIC, what to do if payment did not arrive, digital wallet 2026, and fraud protection.
BISP 14500 Payment 2026: Complete Overview
The BISP 14500 payment 2026 is the confirmed Rs.14,500 quarterly installment for all eligible BISP families across Pakistan.
Field | Detail |
Program Name | Benazir Income Support Programme (BISP) |
Governing Authority | BISP, Government of Pakistan |
Chairperson | Senator Rubina Khalid |
Program Launch | July 2008, updated 2026 |
Official Portal | 8171.bisp.gov.pk |
SMS Service | Send CNIC to 8171, free on all networks |
Current Payment Amount | Rs.14,500 quarterly, confirmed February 18, 2026 |
Previous Amount | Rs.13,500, January 2025 to February 2026 |
Increase Amount | Rs.1,000 per quarter |
Payment Cycle | Quarterly, every 3 months |
2026 Quarters | Q1: Jan-Mar | Q2: Apr-Jun | Q3: Jul-Sep | Q4: Oct-Dec |
PMT Score Limit | 32 or below (disabled persons: 37 or below) |
Age Limit | 18 years or above |
Payment, Punjab/Sindh/Balochistan | HBL Biometric ATM + Campsites + Digital Wallet |
Payment, KPK/AJK/GB | Bank Alfalah Biometric ATM |
Digital Wallet | JazzCash Social Protection Wallet, June 15, 2026 deadline |
BISP Free Helpline | 0800-26477 (toll-free Mon-Fri 9am-5pm) |
WhatsApp Complaint | 0311-9229892 |
NADRA Helpline | 0800-20025 |
Budget 2025-26 | Rs.716 billion Budget 2026-27 (New) | Rs.838 billion – 17% increase, 12 million families covered |
Total Beneficiaries | 10 million+ active families across Pakistan |
Taleemi Wazaif (Children) | Rs.2,500 to Rs.5,000 per child per quarter, on top of Rs.14,500 |
What Is the BISP 14500 Payment 2026
The BISP 14500 payment 2026 is not a one-time bonus. It is the confirmed standard quarterly amount for all 10 million+ eligible families across Pakistan.
The BISP 14500 payment 2026 is the quarterly Kafalat cash transfer paid to all eligible families registered under the Benazir Income Support Programme. It is not a one-time bonus, it is the standard payment that 10 million+ families across Pakistan receive every 3 months as their primary government financial support.
Yeh payment har quarter milti hai, January, April, July, October. Sab log ek hi din mein nahi paate, phase-wise distribution hoti hai district by district. Agar aapke mohalle mein kisi ko pehle mili aur aapko nahi, ghabrana nahi, aapka phase abhi aa raha hoga. Check karo 8171.bisp.gov.pk pe.
The Rs.14,500 is the base Kafalat amount. On top of this, families with school-going children receive Taleemi Wazaif education stipends every quarter, most families do not know about this and miss it entirely.
Rs.14,500 Confirmed: The Bonus Most Families Miss
BISP Chairperson Senator Rubina Khalid confirmed the BISP 14500 payment 2026 on February 18, 2026. She also specifically warned: if any agent or ATM issues less than Rs.14,500, the beneficiary has the right to file a formal complaint at the BISP Tehsil Office.
Agar aapko ATM ne Rs.13,500 diya, rukna nahi chahiye tha. Aap ko Rs.14,500 ka haq hai. BISP Tehsil Office jayein, complaint form bharen, aur baqi raqam wapas milegi.
Taleemi Wazaif: Jo Zyada Tar Families Miss Karti Hain
Rs.14,500 Kafalat sirf base payment hai. Jis family ke bachay school mein hain unhe Taleemi Wazaif education stipend bhi milti hai, har quarter, Kafalat ke upar. Teen school-going children wali family ko Rs.25,000+ per quarter tak mil sakta hai. Magar zyada tar families ko pata hi nahi.
Education Level | Boys Per Quarter | Girls Per Quarter | Change from 2025 |
Primary (Class 1-5) | Rs.2,500 | Rs.3,000 | +Rs.500 for both |
Secondary (Class 6-10) | Rs.3,500 | Rs.4,000 | +Rs.500 for both |
Higher Secondary (Class 11-12) | Rs.4,500 | Rs.5,000 | +Rs.500 for both |
Class 5 Completion Bonus (Girls) | N/A | Rs.3,000 (one-time) | Unchanged |
Note: Taleemi Wazaif ke liye bachon ki school attendance 70% honi zaroori hai. Apne bachon ka stipend status 8171.bisp.gov.pk pe same CNIC se check karein. |
Eligibility: BISP 14500 Payment 2026 Kisey Milti Hai
Your BISP 14500 payment 2026 eligibility depends on these criteria set by BISP for the 2026 quarterly cycle.
Yeh Log Eligible Hain:
- Proxy Means Test (PMT) score 32 ya usse kam ho
- Valid unexpired CNIC, NADRA verified
- Ghar mein koi government employee (Grade 1 se upar) na ho
- National Socio-Economic Registry (NSER) mein registered ho
- 4 se zyada baar foreign travel na ki ho
- Koi luxury vehicle ya badi commercial zameen na ho
- Disabled household members: PMT score 37 tak allowed
- Transgender individuals: koi PMT restriction nahi after completing BISP survey
Yeh Log Eligible NAHI Hain:
- CNIC expired ho, pehle NADRA (0800-20025) se renew karwao
- PMT score 32 se upar ho gaya ho
- NSER Dynamic Survey expire ho gayi ho, 3 saal baad update zaroori hai
- Biometric verification complete nahi hui ho
- Mobile SIM apne CNIC pe registered nahi, payment SMS nahi aata
- Ghar mein government employee (Grade 1+) ho
PMT Score: BISP 14500 Payment 2026 Eligibility Ka Asli Factor
PMT score directly controls your BISP 14500 payment 2026 eligibility. Score 32 or below qualifies. Score above 32 means Ineligible status on portal.
PMT yaani Proxy Means Test, yeh Pakistan ka official poverty measurement score hai jo NSER survey ke waqt aapke ghar par aake calculate hota hai. Income, ghar ki halat, gaadi, zameen, bijli, pani, family size, sab mila ke ek score banta hai between 0 and 100. Score jitna kam hoga, utna zyada gareeb, aur BISP ke liye eligibility zyada strong.
The confirmed cut-off is 32 or below. Score 33 ya upar? Portal pe Ineligible aayega. Yeh permanent nahi, agar household mein gumbat change hua ho (main earner guzar gaya, flood damage, bimari), BISP Tehsil Office mein free Dynamic Survey update karwao.
Important: 2026 mein BISP ne approximately 820,000 families ko Kafalat se hata diya kyunki un ka PMT data poverty threshold se upar aa gaya tha. Agar aap ko hataya gaya hai, re-survey legitimate aur free rasta hai wapas aane ka. Koi fee dena galat hai. |
BISP 14500 Payment 2026 CNIC Se Kaise Check Karein
Quick Answer: 8171.bisp.gov.pk kholo, 13-digit CNIC bina dashes ke enter karo, captcha likhein, Submit dabao. Rs.14,500 ka status 30 second mein. Bilkul free. |
Method 1: Online Portal (Sabse Fast)
Step 1: Sahi URL Kholo
Browser mein type karein: 8171.bisp.gov.pk. WhatsApp ya Facebook se aane wali koi bhi link use mat karo, woh fraud sites ho sakti hain. Jo bhi third-party site CNIC maange woh aapka data collect karti hai.
Step 2: 13-Digit CNIC Daalo
Input box mein CNIC bina dashes ke likhein. Galat: 35202-1234567-8. Sahi: 3520212345678.
Step 3: Captcha Enter Karo
Neeche image mein code dikhega, exactly waise likhein. Zero (0) aur letter O ek jaisi lagti hain, dhyan se dekho. Fail hone pe refresh karein, naya simpler aayega.
Step 4: Submit Dabao
Tasdeeq Karein ya Submit button dabao. System aapka CNIC NSER database se match karega.
Step 5: Result Parho
Status Message | Matlab | Kya Karein |
Payment Available / Eligible | Rs.14,500 ready hai collection ke liye | ATM ya campsite jayein, CNIC lekar |
In Process | Payment approve hui, phase release pending | 3-5 din baad check karein |
Under Verification | BISP aapka updated NSER data check kar raha hai | BISP Tehsil Office jayein |
Ineligible | PMT score ya survey mein masla hai | 0800-26477 call karein, exact reason lo |
Payment Collected | Raqam nikal li gayi | Aapne nahi nikaali? Foran 0800-26477 pe fraud report karein |
Survey Required | NSER Dynamic Survey 3 saal se expire | BISP Tehsil Office, free re-survey karwao |
Record Not Found | CNIC NSER mein nahi | BISP Tehsil Office, pehli baar NSER survey karwao |
Method 2: SMS (Bina Internet Ke)
Phone ki messaging app kholo. Sirf 13-digit CNIC number likho, bina dashes ke, koi aur text nahi. 8171 pe send karo. Telenor, Jazz, Zong, Ufone, sab pe bilkul free. 2-5 minute mein BISP ka official reply aayega aapki payment status ke saath.
Yeh method un logon ke liye best hai jo Balochistan ke pahadi علاقوں mein hain, KPK ke border علاقوں mein, ya Sindh ke interior districts mein, jahan internet slow ya nahi hota.
Method 3: BISP Tehsil Office
Exact numerical PMT score aur complete account history ke liye apne BISP Tehsil Office jayein, original CNIC lekar. Staff seedha aapka file access karte hain. BISP helpline 0800-26477 pe call karein apne nearest office ka address jaanne ke liye.
Payment Nahi Aayi: Wajahaat Aur Exact Fix
Aapki BISP 14500 payment 2026 system mein hai lekin kuch block kar rahi hai. Yeh confirmed wajahaat hain aur har ek ka exact solution:
Rejection Reason | Portal Kya Dikhata Hai | Exact Fix |
CNIC Expired | Invalid CNIC | NADRA office: renew karwao (Rs.200 fee, 48 ghante). NADRA helpline: 0800-20025 |
PMT Score 32 Se Upar | Ineligible | BISP Tehsil: free Dynamic NSER Survey update maango |
Survey Expire (3 saal) | Survey Required | BISP Tehsil: naya NSER survey karwao, bilkul free |
Biometric Fail | Payment blocked | NADRA (0800-20025): fingerprints update karwao |
Govt Employee in Household | Ineligible | Koi fix nahi, yeh program rule hai |
SIM CNIC Pe Nahi | SMS nahi aata | Jazz/Ufone: SIM apne CNIC pe register karwao |
Rs.14,500 Se Kam Mila | Amount short | BISP Tehsil: deduction complaint form bharo, raqam wapas milegi |
Payment Collect Hua Bina Aapke | Fraud on file | Foran 0800-26477 pe report karein |
Rs.14,500 Kaise Nikalein: Tamam Methods
After your BISP 14500 payment 2026 status shows Payment Available, collect your Rs.14,500 through any of these official methods.
Method 1: HBL Biometric ATM (Punjab, Sindh, Balochistan)
- HBL ATM pe jayein
- BISP ya Social Protection option select karein
- 13-digit CNIC enter karein
- Thumb biometric scanner pe rakhein
- Rs.14,500 nikal aayega, count karein jaane se pehle
For your complete quarterly payment status, check your BISP 8171 Payment June 2026 Guide.
Method 2: Bank Alfalah ATM (KPK, AJK, GB)
Same process as HBL, CNIC aur thumb biometric. Apne district ka Bank Alfalah ATM visit karein.
Method 3: BISP Campsite
BISP har quarterly cycle mein union councils ke qareeb temporary campsites lagata hai. 8171 se SMS aayega campsite ki location aur date ke saath. Original CNIC lekar jayein, thumb biometric zaroori hai.
Method 4: JazzCash Social Protection Wallet (Naya 2026)
June 15, 2026 se pehle BISP free SIM register karwao, Rs.14,500 seedha aapke phone pe deposit hogi. Koi campsite nahi, koi ATM line nahi. JazzCash agent shop ya ATM se withdraw karo jab chahiye.
District-Wise BISP Payment Schedule 2026
BISP 14500 payment 2026 is released in phases across these provinces and districts every quarter.
Province | Major Districts | Phase | Payment Method |
Punjab | Lahore, Gujranwala, Faisalabad, Rawalpindi, Multan, Bahawalpur | Phase 1 | HBL ATM + Campsite + Digital Wallet |
Sindh | Karachi, Hyderabad, Sukkur, Larkana, Mirpur Khas | Phase 2 | HBL ATM + Campsite + Digital Wallet |
KPK | Peshawar, Mardan, Abbottabad, Swat, Kohat | Phase 3 | Bank Alfalah ATM + Campsite |
Balochistan | Quetta, Turbat, Khuzdar, Gwadar, Zhob | Phase 4 | Bank Alfalah ATM + Campsite |
AJK + GB | Muzaffarabad, Mirpur, Gilgit, Skardu | Phase 4-5 | Bank Alfalah ATM |
Apne district ka exact payment date BISP helpline 0800-26477 se confirm karein ya CNIC 8171 pe SMS karein. Portal pe ‘Payment Available’ aaye toh foran ATM ya campsite jayein.
Digital Wallet 2026: BISP 14500 Payment Ka Naya Tarika
The BISP 14500 payment 2026 is now available through the Social Protection Wallet, a faster and safer method than ATM queues.
Ramadan 2026 cycle se BISP ne Social Protection Wallet shuru ki hai Pakistan mein. Agar aap June 15, 2026 se pehle BISP free SIM register karwa lein toh aapki Rs.14,500 seedha phone pe aayegi, koi campsite queue nahi, koi HBL ATM visit nahi.
Wallet se paise 6 partner banks aur kisi bhi authorized JazzCash ya Easypaisa agent shop se nikal sakte hain, 1LINK interoperability ke zariye. Yeh rural Sindh, Balochistan, aur KPK ke un logon ke liye khaas faida hai jahan ATM kaafi door hota hai.
For the complete SIM registration process and June 15 deadline details, see our BISP Free SIM 2026 Guide.
Note: June 15, 2026 deadline hai, BISP free SIM register karo. Uske baad next installment sirf digital wallet se aayegi. BISP Tehsil Office jayein original CNIC lekar. Hamari BISP Free SIM 2026 guide mein complete step-by-step process hai. |
BISP vs Ehsaas Program: Kya Farq Hai
Many people search for BISP 14500 payment 2026 thinking Ehsaas is a separate program. It is not. Both run under the same BISP system and same NSER database.
Factor | BISP Kafalat 2026 | Ehsaas Program |
Current Status | Active, Rs.14,500 quarterly | BISP mein merge ho gaya, alag nahi |
Payment Amount | Rs.14,500 per quarter | Same database, NSER |
Check Method | 8171.bisp.gov.pk ya SMS 8171 | Same, 8171.bisp.gov.pk |
Beneficiaries | 10 million+ active families | Same beneficiaries |
Education Stipend | Taleemi Wazaif, Rs.2,500-5,000 per child | Same program under BISP |
Nutrition Program | Benazir Nashonuma, Rs.2,000/month | Same program under BISP |
Digital Payments | Social Protection Wallet, 2026 | Same system |
Fraud Warning: Apni Rs.14,500 Ko Protect Karein
BISP 14500 payment 2026 fraud is rising across Pakistan: Lahore, Karachi, Peshawar, Quetta, Faisalabad. These are confirmed active scams.
Payment ka waqt aate hi fraud barhta hai, Lahore, Karachi, Peshawar, Quetta, Faisalabad har jagah. Yeh active fraud types hain jo aaj bhi chal rahe hain:
- SMS: ‘Aapki BISP 14500 credited ho gayi: link pe click karo confirm karne ke liye’: FAKE, click mat karo
- WhatsApp: ‘Naya Rs.14,500 payment register karo: Rs.200 processing fee do’: FAKE
- Facebook ad: ‘BISP payment Rs.27,000 ho gayi: apply karo’: FAKE
- ATM ke bahar agent: ‘Main withdraw karwa dunga: Rs.300 commission dunga’: FRAUD
- Phone call: ‘Aapki payment blocked hai: OTP share karo unlock karne ke liye’: FRAUD
Fraud Warning: BISP kabhi koi fee nahi maangta. Rs.14,500 puri ki puri milni chahiye, zero deduction. Koi bhi ek rupya bhi kaatay, foran BISP Tehsil Office mein complaint karen. Helpline: 0800-26477, toll-free. |
Official BISP Channels Sirf Yeh Hain:
- Portal: 8171.bisp.gov.pk
- SMS: 8171, free sab networks pe
- Helpline: 0800-26477, toll-free Mon-Fri 9am-5pm
- WhatsApp complaint: 0311-9229892
- BISP Tehsil Office, registration, re-survey, complaints
BISP 14500 Payment 2026: Urdu Guide
bisp 14500 payment 2026 check kaise karein: 8171.bisp.gov.pk kholo, 13-digit CNIC bina dashes ke enter karo, captcha likhein, Submit dabao. 30 second mein Rs.14,500 ka status screen pe.
بینظیر انکم سپورٹ پروگرام کی Rs.14,500 سہ ماہی ادائیگی چیک کرنے کے لیے 8171.bisp.gov.pk پر جائیں، اپنا 13 ہندسوں کا شناختی کارڈ نمبر بغیر ڈیش کے درج کریں، تصویری کوڈ لکھیں اور تصدیق کریں بٹن دبائیں۔ نتیجہ 30 سیکنڈ میں آ جائے گا, بالکل مفت۔
bisp 14500 payment SMS se kaise check karein: CNIC bina dashes ke 8171 pe send karo. Telenor, Jazz, Zong, Ufone sab pe free. 2-5 minute mein reply aayega.
bisp k paise kese mile ge: HBL ya Bank Alfalah biometric ATM pe jayein, CNIC enter karein, thumb impression dein, Rs.14,500 nikal aayega. Ya June 15, 2026 se pehle BISP free SIM lein toh seedha phone pe aayega.
بی آئی ایس پی 14500 ادائیگی ان خاندانوں کو ملتی ہے جن کا پی ایم ٹی اسکور 32 یا اس سے کم ہو، شناختی کارڈ درست ہو، اور NSER ڈیٹا بیس میں رجسٹریشن ہو۔ اگر آپ کا اسکور زیادہ ہو گیا ہے تو BISP تحصیل آفس میں مفت Dynamic Survey اپڈیٹ کروائیں۔
bisp 14500 payment nahi aayi kya karein: BISP helpline 0800-26477 call karo, woh seedha aapka file check karenge. Common wajahaat: CNIC expire, NSER survey expire, biometric masla, ya phase abhi pending. Har maslay ka solution helpline wale batayenge.
اگر کوئی ایجنٹ آپ کی Rs.14,500 میں سے کچھ رقم کاٹے تو فوری طور پر قریبی BISP تحصیل دفتر میں شکایت درج کروائیں۔ Senator Rubina Khalid نے خود کہا ہے: جو بھی رقم کم ملے اس کی شکایت کریں، واپس ملے گی۔
bisp taleemi wazaif kya hai: Kafalat ke upar extra stipend hai school-going bachon ke liye. Primary mein Rs.2,500-3,000, secondary mein Rs.3,500-4,000, higher secondary mein Rs.4,500-5,000 per child per quarter. 70% attendance zaroori hai.
bisp helpline number: 0800-26477, bilkul free, Monday se Friday, 9am se 5pm. Koi bhi masla, payment, eligibility, survey, complaint, sab ke liye yahi number use karein.
یاد رکھیں: BISP کبھی کوئی فیس نہیں مانگتا۔ جو بھی رقم مانگے, وہ فراڈ ہے۔ فوری طور پر 0800-26477 پر اطلاع دیں۔ بینظیر انکم سپورٹ پروگرام اور 8171 چیک سے متعلق تمام معلومات صرف سرکاری پورٹل 8171.bisp.gov.pk سے حاصل کریں۔
Frequently Asked Questions
BISP 14500 payment 2026 phase-wise aati hai, sab districts mein ek din mein nahi. Apna status 8171.bisp.gov.pk pe check karein ya BISP helpline 0800-26477 call karein. ‘Payment Available’ aaye toh foran ATM ya campsite jayein.
Go to 8171.bisp.gov.pk, enter 13-digit CNIC without dashes, type captcha, press Submit. Result in 30 seconds. Or send CNIC via SMS to 8171, free on all networks, reply in 2-5 minutes.
Rs.14,500 Senator Rubina Khalid ne February 18, 2026 ko officially confirm kiya, yeh 2026 ka standard quarterly amount hai. Sirf government official announcement se change hoga.
School-going bachon ke liye quarterly education stipend hai, Rs.2,500 se Rs.5,000 per child per quarter. 70% school attendance zaroori. Status check: 8171.bisp.gov.pk pe same CNIC se. Zyada tar families yeh miss karti hain.
BISP helpline 0800-26477 call karo, exact reason batayenge. Common wajahaat: CNIC expire (NADRA se renew), NSER survey expire (BISP Tehsil se update), biometric fail (NADRA 0800-20025), ya phase pending hai.
Yes, register for the BISP free SIM before June 15, 2026. Rs.14,500 will be deposited directly to your Social Protection Wallet. Withdraw from any JazzCash agent or HBL/Bank Alfalah ATM. Visit BISP Tehsil Office with CNIC to register.
BISP Tehsil Office jayein, deduction ya misappropriation complaint form maangein. CNIC, date, location batayen. Investigation hogi aur puri raqam wapas milegi. Senator Rubina Khalid ne khud yeh haq confirm kiya hai. Helpline: 0800-26477.
PMT yaani Proxy Means Test, poverty scoring system. Score 32 ya neeche hona zaroori hai. 8171.bisp.gov.pk pe CNIC daal ke ya helpline 0800-26477 se apna score pata karein. Score zyada ho toh BISP Tehsil mein free Dynamic Survey update karwao.
8171.bisp.gov.pk پر جائیں، 13 ہندسوں کا شناختی کارڈ نمبر بغیر ڈیش کے درج کریں، تصویری کوڈ لکھیں، تصدیق کریں بٹن دبائیں۔ 30 سیکنڈ میں نتیجہ آ جائے گا۔ یا CNIC 8171 پر SMS کریں, بالکل مفت۔
BISP free helpline: 0800-26477 (Mon-Fri 9am-5pm). WhatsApp complaint: 0311-9229892. NADRA (CNIC renewal): 0800-20025.
Conclusion: BISP 14500 Payment 2026
BISP 14500 payment 2026 yaani Rs.14,500 quarterly, yeh confirmed hai Senator Rubina Khalid ki February 18, 2026 ki official announcement se. Pakistan mein 10 million+ families ke liye yeh har 3 mahine ki lifeline hai. Status check karna simple hai, 8171.bisp.gov.pk pe 30 second mein ya 8171 pe SMS se.
Do zaroori kaam abhi karein. Pehla, Taleemi Wazaif eligibility check karein, zyada tar families hazar rupee ka stipend miss karti hain. Doosra, June 15, 2026 se pehle BISP free SIM register karwao taake aapki agli BISP 14500 payment 2026 seedha phone pe aaye bina kisi queue ke. Lahore ho ya Karachi, Peshawar ho ya Quetta, amount Rs.14,500 hai, helpline 0800-26477 free hai, aur aapka haq poora milna chahiye.
Lahore, Karachi, Peshawar, Quetta, Multan ya Pakistan ke kisi bhi kone mein. Sab ke liye ek hi official channel hai: 8171.bisp.gov.pk. Aur BISP kabhi fee nahi maangta, fraud se hamesha bachein.
2026-27 Budget Update: In the federal budget presented on June 12, 2026, Finance Minister Muhammad Aurangzeb announced an increased BISP allocation of Rs.838 billion for FY2026-27, up 17% from last year and now covering approximately 12 million families. The government has also confirmed to the IMF in writing that the quarterly Kafalat payment will increase to Rs.18,000 from January 2027 – a 24% increase from the current Rs.14,500.